To find a local insurance agent that writes flood insurance in your area, visit FloodSmart. Property owners can purchase building and contents coverage from any local property and casualty insurance agent. The NFIP ensures most walled and roofed buildings that are principally above ground on a permanent foundation, including mobile homes and buildings in the course of construction. This community participates in the NFIP, making federally-backed flood insurance available to its property owners. The National Flood Insurance Program ( NFIP) is a federal program that enables property owners in participating communities to purchase flood insurance on eligible buildings and contents, whether in or out of a floodplain. Reform the claims process to level the playing field for policyholders during appeal or litigation, hold FEMA accountable to strict deadlines so that homeowners get quick and fair payments, and ban aggressive legal tactics preventing homeowners from filing legitimate claims.įor the full text of the legislation, click here.
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